How to Improve Your Chances of Approval

Tips to Improve Your Approval Chances

Before Applying:

• Check Your Credit Report: Correct any errors before applying
• Reduce Existing Debt: Lower your debt-to-income ratio
• Build Credit History: If new to credit, consider a secured card first
• Stable Employment: Wait if you recently changed jobs

During Application:

• Be Accurate: Ensure all information matches your documents
• Clear Documents: Submit high-quality, readable scans/photos
• Reasonable Amount: Apply for an amount you can realistically repay
• Choose Right Tenure: Longer terms = lower monthly payments

If Not Approved:

• Ask for feedback on why
• Address the specific issues
• Reapply after 30 days with improvements
• Consider a co-signer or smaller amount

Remember: Our AI system looks at the complete picture, not just credit score!