Can I Have Multiple Loans with Crypto Ai Loan?

Yes, but with Conditions

You can have multiple loans with OCBC, subject to the following rules:

Requirements for Additional Loans:

• Current loan(s) must have on-time payments for at least 12 months
• No late payment records
• Combined monthly payments cannot exceed 40% of monthly income
• Total outstanding balance cannot exceed €50,000

Application Process:

1. Log in to your account and click "Apply for Additional Loan"
2. Provide updated income documentation
3. System reviews your payment history and current debt
4. Receive decision within 24 hours

Alternative: Loan Amount Increase

Instead of a separate loan, consider increasing your existing loan amount (see "Loan Amount Increase" FAQ).

Rates for Additional Loans:

May receive preferential rates if you have good payment history with us.